Florida, county by county
How much house can I afford in Florida?
Pick your county. Each page shows the county's FHA and conforming limits, what buyers there reach at different incomes, and a calculator already set to that county. 16 of Florida's 67 counties have FHA limits above the standard Florida limit of $541,287.
| County | FHA limit, single-family | Median home value | Median household income | Reach at median income |
|---|---|---|---|---|
| Alachua County | $541,287 | $288,800 | $61,949 | $314,000 |
| Baker County | $580,750 | $256,700 | $79,836 | $417,000 |
| Bay County | $541,287 | $310,500 | $73,533 | $381,000 |
| Bradford County | $541,287 | $212,500 | $63,050 | $321,000 |
| Brevard County | $541,287 | $339,600 | $78,476 | $410,000 |
| Broward County | $667,000 | $414,600 | $77,633 | $395,000 |
| Calhoun County | $541,287 | $145,300 | $50,517 | $250,000 |
| Charlotte County | $541,287 | $328,900 | $69,952 | $360,000 |
| Citrus County | $541,287 | $245,500 | $56,546 | $283,000 |
| Clay County | $580,750 | $312,500 | $87,820 | $463,000 |
| Collier County | $764,750 | $540,700 | $90,045 | $476,000 |
| Columbia County | $541,287 | $194,900 | $59,205 | $299,000 |
| DeSoto County | $541,287 | $174,100 | $54,417 | $272,000 |
| Dixie County | $541,287 | $132,000 | $50,110 | $248,000 |
| Duval County | $580,750 | $303,500 | $71,277 | $366,000 |
| Escambia County | $541,287 | $257,200 | $67,500 | $346,000 |
| Flagler County | $541,287 | $364,900 | $77,363 | $403,000 |
| Franklin County | $541,287 | $273,300 | $64,105 | $327,000 |
| Gadsden County | $541,287 | $174,900 | $48,801 | $240,000 |
| Gilchrist County | $541,287 | $199,900 | $63,523 | $324,000 |
| Glades County | $541,287 | $137,000 | $45,870 | $221,000 |
| Gulf County | $541,287 | $250,000 | $61,179 | $310,000 |
| Hamilton County | $541,287 | $111,200 | $50,144 | $248,000 |
| Hardee County | $541,287 | $153,600 | $60,489 | $306,000 |
| Hendry County | $541,287 | $219,200 | $56,393 | $283,000 |
| Hernando County | $541,287 | $276,000 | $66,058 | $338,000 |
| Highlands County | $541,287 | $187,900 | $54,897 | $274,000 |
| Hillsborough County | $541,287 | $371,500 | $79,540 | $411,000 |
| Holmes County | $541,287 | $110,200 | $49,343 | $243,000 |
| Indian River County | $541,287 | $351,500 | $73,491 | $381,000 |
| Jackson County | $541,287 | $120,800 | $49,149 | $242,000 |
| Jefferson County | $541,287 | $232,600 | $61,212 | $310,000 |
| Lafayette County | $541,287 | $157,200 | $62,757 | $319,000 |
| Lake County | $541,287 | $318,400 | $73,161 | $379,000 |
| Lee County | $541,287 | $362,200 | $76,107 | $396,000 |
| Leon County | $541,287 | $301,800 | $66,287 | $339,000 |
| Levy County | $541,287 | $190,600 | $56,750 | $285,000 |
| Liberty County | $541,287 | $127,300 | $58,671 | $296,000 |
| Madison County | $541,287 | $116,200 | $48,485 | $238,000 |
| Manatee County | $547,400 | $391,400 | $78,457 | $409,000 |
| Marion County | $541,287 | $243,100 | $61,010 | $309,000 |
| Martin County | $603,750 | $432,200 | $82,943 | $435,000 |
| Miami-Dade County | $667,000 | $463,000 | $71,753 | $367,000 |
| Monroe County | $990,150 | $780,600 | $87,738 | $463,000 |
| Nassau County | $580,750 | $382,800 | $89,804 | $475,000 |
| Okaloosa County | $603,750 | $351,200 | $81,998 | $430,000 |
| Okeechobee County | $541,287 | $193,000 | $57,984 | $292,000 |
| Orange County | $541,287 | $390,100 | $79,719 | $410,000 |
| Osceola County | $541,287 | $353,300 | $72,637 | $376,000 |
| Palm Beach County | $667,000 | $447,300 | $83,581 | $432,000 |
| Pasco County | $541,287 | $300,900 | $70,492 | $364,000 |
| Pinellas County | $541,287 | $355,100 | $72,646 | $376,000 |
| Polk County | $541,287 | $266,500 | $65,978 | $338,000 |
| Putnam County | $541,287 | $160,300 | $47,934 | $235,000 |
| Santa Rosa County | $541,287 | $329,800 | $91,922 | $487,000 |
| Sarasota County | $547,400 | $411,800 | $83,416 | $438,000 |
| Seminole County | $541,287 | $386,900 | $85,761 | $452,000 |
| St. Johns County | $580,750 | $489,200 | $109,839 | $590,000 |
| St. Lucie County | $603,750 | $347,300 | $71,457 | $369,000 |
| Sumter County | $541,287 | $385,400 | $76,508 | $398,000 |
| Suwannee County | $541,287 | $171,600 | $56,658 | $284,000 |
| Taylor County | $541,287 | $114,600 | $49,073 | $242,000 |
| Union County | $541,287 | $169,500 | $64,146 | $327,000 |
| Volusia County | $541,287 | $313,000 | $70,044 | $361,000 |
| Wakulla County | $541,287 | $258,300 | $81,895 | $429,000 |
| Walton County | $603,750 | $425,100 | $81,986 | $430,000 |
| Washington County | $541,287 | $171,000 | $58,210 | $293,000 |
Median home values and incomes come from the U.S. Census Bureau's American Community Survey. The last column runs each county's median household income through the QualRate calculator with a $400 car payment, a 650 credit score and $10,000 saved, at a 5.75% rate. The limits shown are for the 2026 limit year; each county page updates on its own when new limits post.
AAA Capital Funding, Inc. · Mortgage broker since 1997
Have a mortgage expert check these numbers
We’ll shop your real numbers with multiple wholesale lenders and tell you exactly what you can buy. AAA Capital Funding has been getting Florida buyers approved in every credit band since 1997.
Save my numbers by email
4.9 on GoogleBBB A+NMLS #374739 · Jason J. Sarji NMLS #374700Fort Lauderdale, FL