Call us directly or apply online and get your own personal mortgage loan agent who will assist you at every step. We help you make sure you can qualify before you try to buy.

Lower Rates. Better Service.

We provide the lowest mortgage rates available.

Consistently Lower Mortgage Rates Than The National Average, We Have Been The Choice Of Homeowners Since 1997.

We have partnered with AAA Capital Funding to be able to quote and provide the best mortgage programs and the absolute lowest mortgage rates available.

We offer you Government backed loans and programs with the competitive rates and service you deserve. Whether you’re a first time home buyer or are refinancing – we will find you the best rate and program for your situation.

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Trusted by some of America’s top Real Estate Agencies

See why the top agents at America’s top Real Estate Agencies utilize our services

How utilizing QualRate can benefit you.

Who Is QualRate and AAA Capital Funding?

We created the most powerful mortgage interest rate quote engine ever. Our exclusive Quote Engine ensures that you instantly get the best interest rate for your mortgage. We show you the cheapest rate available for every available credit grading. No other resource finds you as accurate of a mortgage quote. No other tool of this kind exists. We made it impossible to find cheaper mortgage quotes online.
We have partnered with AAA Capital Funding, an independent mortgage company, that provides mortgage and home lending solutions to clients looking to purchase a home. Inspired by the need to provide individuals, couples, and families with the benefits independent mortgage companies can provide. Instead of being blocked into only one set of rules and one set of guidelines, we have choices of different ways we can handle your home loan depending on your personal situation and scenario. Our business – indeed, our very existence and success – is the result of our dedication to and loyalty from our customers. We make shopping, buying, and applying for a home loan easy. That mission is at the center of all we do and all we believe, from offering customized service and respect for each customer’s interests to setting an ethical example our competitors should follow. We are here for you, now and for many years to come.

Instant Quote

Questions? Call us.


We’re here to help. Lean on us to help with all your home buying needs. Speak with a licensed mortgage loan agent today.

Local: 954-390-7994 | Toll Free: 1-888-601-8344


Start a Quote.


We built the most accurate Mortgage Interest Rate Quote Engine ever. We’re able to offer interest rates lower than the National average and lower than any competing lender.

Find a lower rate elsewhere? Let us know!




Stay informed.

Read up on different programs available and why one program may be better than another for your specific situation.


Make An Appointment

Prefer to visit our office to sit down with a local agent? It’s easy. Just call our office directly or use the form below in order to make an appointment online.

Local: 954-390-7994 | Toll Free: 1-888-601-8344